Bad Credit Mortgage Loan Financing Programs | Financiamiento de Casas con Mal Credito

If you had experienced a bad financial event such as Foreclosure, Short Sale or Bankruptcy and/or your credit score has been affected due to collections repossessions or any other situation please review this Bad Credit Loan Alternatives which can be tailored to most financial situations:

  • Credit Score Starting at 500 points
  • Self Employed / Business Owners 24 month bank statement program
  • Owner Occupied 600 Score / Non Owner 500 score
  • 1 Day out of Bankruptcy, Foreclosure or Short Sale: No Seasoning Program
  • No Tax Returns for Wage Earner only 2 years W2's and 30 day paystubs
  • Unlimited Gift Funds
  • Seller Consessions up to 6%
  • Seller or Institutional Second Loans to 80% Combined Loan to Value
  • 30 Year Amortization
  • No Balloon Payments
  • No Prepayment Penalty
  • No Cash Reserves
  • 50% DTI (ask)
  • Loans up to $2,000,000.00
  • Loans for 1 to 4 units (Fourplex)
These are only some of a variety of the many aggressive programs for buyers with challenging / bad credit situations
Call us today at (239) 333-9729 with your challenged credit to give you a fast pre-qualification or for more information.

Si usted ha tenido una mala situacion financiera debido al remate de su propiedad, venta corta o bancarrota y/o su credito ha sido dañado por colecciones, reposesiones o cualquier otra situacion financiera por favor no deje de llamarnos, nosotros tenemos programas de financiamiento - prestamos comerciales y residenciales casi para todo tipo de credito y para todo tipo de propiedad.
  • Financiamiento disponible con 500 puntos en el credito
  • Empresarios solo presentan 24 meses de estados de cuenta bancarios
  • Primera Casa con bajo puntaje de credito requerido / mal credito
  • Inversion o Segunda propiedad con bajo puntaje de credito
  • 1 dia, 12 meses o 24 meses despues de una bancarrota, remate o venta corta
  • No se requiere presentar reporte de impuestos en algunos programas de financiamiento
  • No hay limite de regalos para su pronto / cuota de entrada
  • Se permite credito del vendedor hasta 6%
  • Se permite segunda hipoteca hasta 80% CLTV
  • Amortizacion a 360 meses
  • No tiene que hacer financiamiento Corto (Balloon)
  • No Reservas
y mas
Estos son solo algunos de los mas agresivos programas de financiamiento para compradores con mal credito.
Llamenos hoy con su situacion especial o para mas informacion.
 
 

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Lenders Retail Center, an Althas d.b.a,  NMLS#1310848 is a State of Florida Licensed Mortgage Brokerage Company serving all Florida cities. Loan inquiries and applications will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. Lenders Retail Center -  Althas Co d.b.a. is located at 10981 Bonita Beach Rd, Bonita Springs FL 34135, (239) 400-4707 (877)777-2393 and registered with Nationwide Mortgage Licensing System NMLS ID #1310848, (www.nmlsconsumeraccess.org). Information on our site, emailed after an application or over the phone is not an offer for extension of credit or a commitment to broker or lend. Rates displayed are base average rates provided by third parties. Loans are currently being closed and committed at the expressed rates, however these rates may change or may not be available at the time of your loan lock-in, commitment or closing. All loans must satisfy lender companies underwriting guidelines, which may change without previous notice. Interest rates and APRs are based on recent market rates, and are for informational purposes only, these rates are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value ratio, credit score and other variables. Terms and conditions apply. Additional loan programs may be available. This is not an offer to enter into a rate lock agreement under FL law, or any other applicable law. Call for details. Our Licensed Loans Officers are dedicated to helping you with your residential and commercial mortgage loan financing needs.